Program Details

Wrongful acts are defined as any act, error, misstatement, misleading statement omission, neglect or breach of duty committed or attempted by the NAMED INSURED.

Employment Practice means actual or alleged wrongful dismissal, discharge, or termination, misrepresentation, discrimination, unlawful or sexual harassment, wrongful deprivation, failure to promote, wrongful discipline, negligent evaluation, failure to adopt adequate workplace policies, employment related libel, slander, defamation or invasion of privacy

Educational Entity, appointed or Elected Officials, all Employees and Volunteers are considered INSUREDS

A. M. BEST RATING A+ CARRIER Admitted

Defense Costs provided: Defense of non monetary relief in the area of employment disputes, special education or redistricting activities up to $500,000 limits Administrative Hearings including IEP Defense for corporal punishment Defense for abuse or molestation Arkansas Counsel Qualified to Provide Defense Defense for dishonest fraudulent or criminal acts

Breach of Contract for certain School district administrators including the Superintendent

Back pay & Front pay extension

Amended Bodily Injury Exclusion

Amended Definition of Claim

Full Prior Acts

Student to student Discrimination

Minimum Limits Available

$1,000,000 Each Wrongful Act

$1,000,000 Annual Aggregate

Higher Limits Available

$500,000 non monetary Claims (Seeking non monetary relief in the area of employment disputes, special education or redistricting activities)

$5,000 Minimum Deductible

Claims Made Coverage Form

For more information contact:

John Garrett Stevens-Dell Associates 5312 West Markham Little Rock, Arkansas 72205

Phone (501) 664-6587 WATS (877) 256-2650 Fax (501) 664-3574 Email: john@stevens-dell.com